Every experience in life has three aspects: that in which it is in the state of a motive; that in which it is in the process of achievement; and that in which the experience is an accomplished fact. In the first aspect, where the experience is as yet only in the form of a motive, we can have no clear conception as to whether it is a gain or a loss. We start out, for instance, with the thought, "I wish to start a business; in this business I shall make a profit." That represents the initial motive. The next step will be the actual building up of the business. It is now that the gain or the loss becomes more clearly perceptible. But the gain or loss is most clear after the business is accomplished. The experience is now realized. Hitherto the person has not realized the benefit or otherwise, but in the final stage he is able to form a true estimate as to whether the idea of his life has led to gain or loss.