When we begin to think more about human nature and study it more, we shall find that there is no creature as selfish as man can be. With all his intelligence and goodness and kindness, the most unjust and inconsiderate creature is man; inconsiderate about the feelings of his fellow men, towards a relative who depends on him, or someone who waits upon him, who cares for him, or towards someone who relies upon his word. Man has always his motive, his convenience, his joy, his object before him; all else he sets aside. But he is the victim of his own inconsiderateness, though he does not know that it is really the cause of all failure, ill luck, difficulties, problems, or anything else he has to face.

There are so many debts to pay in life; not only money, but there are obligations to those around us, obligations to those who justly or unjustly, foolishly or wisely expect something from us: thought, consideration, love, service, our obligations towards friends and acquaintances, obligations towards strangers. Today the life we live keeps our minds so much at work that every day we become less and less considerate, less and less thoughtful. Thus the unknown influences which come upon us and bring about changes in our life are such that we blame this or that person or the stars and planets and other things; but in reality it all belongs to the realm of the heart.

As soon as we realize this, we consider our relationship to others. Our duty, our interest, our virtue in the world is to be thoughtful, to be considerate about every word we say, every thought we think, every feeling we have, considering what influence it will have upon someone else and whether it will bring him pleasure. If there is any religion or spirituality it is in this.